DeFi everything.
Think crypto.
USDFI is crypto’s first and only Universal Banking Protocol and DeFi’s multichain native banking layer.
Experience the revolutionary lending, liquidity, stablecoin, and yield aggregation flywheel in one seamless digital economy. Unleash your financial freedom today.
Earn income on your crypto.
Discover the Moneylegos.
Moneylego
APY
Discover the best stablecoin APRs.
Create the ultimate DeFi portfolio today
USDFI has a variety of features that make it the best place for everything DeFi.
Manage your liquidity
Buy and sell your favourite tokens with the best liquidity and lowest price impact available.
Benefit from Money Markets
Use non-custodial liquidity markets to earn interest in supplying and borrowing blue chip digital assets.
Leverage yield optimization
USDFI’s Money Legos are the UX/UI Aggregation Layer for everything DeFi. Boost all your liquidity mining yields in one place.
Protect your wealth
Benefit from a truly decentralised currency offering real censorship resistance and full, uncompromised on-chain transparency.
The most trusted DeFi protocol
USDFI is audited by Chainsecurity of Switzerland
USDFI is audited by Chainsecurity of
Switzerland
Audited by the best
Chainsecurity was founded 2017 by academic researchers at ETH Zurich, one of the leading universities for computer science in the world.
Security through technology
Chainsecurity has developed Securify, the first static analyzer for Solidity smart contracts and formal verification tools such as VerX, redefining blockchain security.
League of industry champions
ChainSecurity is exclusively responsible for the security of the biggest names in DeFi: MakerDAO, Lido, Curve, AAVE, Compound, Uniswap, the Ethereum Blockchain itself - and USDFI.
0M+
Unique addresses
0M+
Max transactions per day in 2023
$0B+
Peak daily trading volume in 2023
The liquidity, lending & stablecoin flywheel
USDFI is the foundational liquidity protocol for all protocols
01. Lock
STABLE is USDFI’s governance token. Users can provide liquidity to earn STABLE, lock it to create veSTABLE and the right to vote on the protocol’s gauges.
02. Vote
veSTABLE holders control how many STABLE emissions get distributed to each pool each epoch (week) and strive to maximize APRs of their favourite pools.
03. Earn
veSTABLE holders maximize rewards by voting on the pools with the biggest bribes. Higher APRs drive liquidity to the pools with higher volumes, earning veSTABLE holders more rewards.
04. Bribe
Each epoch (week), all users can bribe veSTABLE holders to rent their votes for one epoch and cast these votes on their favourite pools.
05: Earn. Again.
Bribed veSTABLE holders direct more emissions to popular pools, driving up APRs, liquidity and fees. This incentivizes users to lock even more STABLE to maximize rewards. The flywheel is spinning.
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Rewards
Dual-ve, the next gen tokenomics
USDFI is the revolutionary non-zero sum DeFi ecosystem
Built on the original version of Curve’s governance, USDFI introduces the next generation of DeFi liquidity management and governance: Dual-ve, a non-zero sum design powering USDFI’s entire cryptoeconomy via optimal controls.
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A truly decentralized currency
USDFI is the first scalable stablecoin purely backed by DeFi
The non-custodial stablecoin USDFI drives a comprehensive decentralized finance stack and is collateralized by the revenues generated from its liquidity and lending operations. These revenues are held in a protocol-owned on-chain treasury, with proof of reserves to ensure the stability of the system.
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Lend your crypto and earn passive income
USDFI offers non-custodial money markets right at your fingertips
With USDFI, all users can earn interest when supplying their crypto with variable rates. Prime cross-collateralization of digital assets within the USDFI ecosystem maximizes capital efficiency and ROI like nowhere else. Leverage the advantage of real DeFi symbiosis.
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How the cryptoeconomic machine works
USDFI is a comprehensive digital economy driven by cycles
The sum of all transactions on USDFI drive cryptoeconomic cycles: Users interact with DeFi services. The protocol generates emissions. Users generate money from rewards and credit. The more productive users are, the more they earn: One user’s spending is another user’s income. The flywheel spins, the cycle repeats.
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Why USDFI?
Universal. Secure. Decentralized Finance.
Simplicity
DeFi’s first Universal Banking protocol for a seamless financial experience in one Superdapp.
Security
The protocol is DeFi’s Eight-thousander of security and is audited by the best in the industry, bar none: Chainsecurity,
Economic Freedom
USDFI supports a free and open financial system. With USDFI, it’s always your crypto, never theirs.
Frequently asked questions
What is USDFI?
USDFI is a decentralized multichain protocol that combines a stablecoin with lending, liquidity pools, swaps and yield aggregation in one universal banking layer. All functions run on audited smart contracts instead of a central intermediary.
What is a decentralized stablecoin?
A decentralized stablecoin is a cryptocurrency designed to hold a stable value while being issued and managed by smart contracts on a public blockchain rather than by a single company. USDFI follows this model: the protocol and its community govern the token, not a central issuer.
What is the difference between USDFI and STABLE?
USDFI is the stablecoin of the ecosystem. STABLE is the protocol token used for governance: both tokens can be locked as veTOKENS to vote on emissions and earn bribes and protocol fees.
How do I earn yield with USDFI?
You can provide liquidity in the pools to earn trading fees and rewards, stake LP tokens in Money Legos strategies, or lock tokens and vote to receive bribes and a share of protocol fees. Everything runs non custodially from your own wallet.
Is USDFI audited?
The smart contracts are audited by ChainSecurity, SolidProof and CertiK. The audit reports are publicly available in the documentation at docs.usdfi.com.
Which blockchains and wallets does USDFI support?
The app runs on BNB Smart Chain, with cross chain swaps and bridging to many other networks via LI.FI, Rango and KyberSwap. You can connect with MetaMask, Rabby, WalletConnect and other popular wallets.
Does USDFI have access to my funds?
No. USDFI is non custodial: your assets stay in your own wallet and interact directly with the smart contracts. It is always your crypto, never theirs.
USDFI Token
Stable Token
Ecosystem
Audited by
USDFI
USDFI Token
STABLE Token
Ecosystem
©USDFI 2026