Home

Use $USDFI as collateral in perpetual trading TRADE NOW https://perpetuals.usdfi.com

STABLE

USDFI

TVL

$ undefined

EPOCH

0D 0H 0M

DeFi everything.
Think crypto.

USDFI is crypto’s first and only Universal Banking Protocol and DeFi’s multichain native banking layer.

Experience the revolutionary lending, liquidity, stablecoin, and yield aggregation flywheel in one seamless digital economy. Unleash your financial freedom today.

Learn more LeftArrow

Earn income on your crypto.

Discover the Moneylegos.

Moneylego

APY

Discover the best stablecoin APRs.

Create the ultimate DeFi portfolio today

USDFI has a variety of features that make it the best place for everything DeFi.

Manage your liquidity

Buy and sell your favourite tokens with the best liquidity and lowest price impact available.

Benefit from Money Markets

Use non-custodial liquidity markets to earn interest in supplying and borrowing blue chip digital assets.

Leverage yield optimization

USDFI’s Money Legos are the UX/UI Aggregation Layer for everything DeFi. Boost all your liquidity mining yields in one place.

Protect your wealth

Benefit from a truly decentralised currency offering real censorship resistance and full, uncompromised on-chain transparency.

Learn more LeftArrow

The most trusted DeFi protocol

USDFI is audited by Chainsecurity of Switzerland

USDFI is audited by Chainsecurity of

Switzerland

Audited by the best

Chainsecurity was founded 2017 by academic researchers at ETH Zurich, one of the leading universities for computer science in the world.

Security through technology

Chainsecurity has developed Securify, the first static analyzer for Solidity smart contracts and formal verification tools such as VerX, redefining blockchain security.

League of industry champions

ChainSecurity is exclusively responsible for the security of the biggest names in DeFi: MakerDAO, Lido, Curve, AAVE, Compound, Uniswap, the Ethereum Blockchain itself - and USDFI.

Learn more LeftArrow

0M+

Unique addresses

0M+

Max transactions per day in 2023

$0B+

Peak daily trading volume in 2023

The liquidity, lending & stablecoin flywheel

USDFI is the foundational liquidity protocol for all protocols

01. Lock

STABLE is USDFI’s governance token. Users can provide liquidity to earn STABLE, lock it to create veSTABLE and the right to vote on the protocol’s gauges.

02. Vote

veSTABLE holders control how many STABLE emissions get distributed to each pool each epoch (week) and strive to maximize APRs of their favourite pools.

03. Earn

veSTABLE holders maximize rewards by voting on the pools with the biggest bribes. Higher APRs drive liquidity to the pools with higher volumes, earning veSTABLE holders more rewards.

04. Bribe

Each epoch (week), all users can bribe veSTABLE holders to rent their votes for one epoch and cast these votes on their favourite pools.

05: Earn. Again.

Bribed veSTABLE holders direct more emissions to popular pools, driving up APRs, liquidity and fees. This incentivizes users to lock even more STABLE to maximize rewards. The flywheel is spinning.

More
Liquidity

More
Rewards

Dual-ve, the next gen tokenomics

USDFI is the revolutionary non-zero sum DeFi ecosystem

Built on the original version of Curve’s governance, USDFI introduces the next generation of DeFi liquidity management and governance: Dual-ve, a non-zero sum design powering USDFI’s entire cryptoeconomy via optimal controls.

Learn more LeftArrow

A truly decentralized currency

USDFI is the first scalable stablecoin purely backed by DeFi

The non-custodial stablecoin USDFI drives a comprehensive decentralized finance stack and is collateralized by the revenues generated from its liquidity and lending operations. These revenues are held in a protocol-owned on-chain treasury, with proof of reserves to ensure the stability of the system.

Learn more LeftArrow

Lend your crypto and earn passive income

USDFI offers non-custodial money markets right at your fingertips

With USDFI, all users can earn interest when supplying their crypto with variable rates. Prime cross-collateralization of digital assets within the USDFI ecosystem maximizes capital efficiency and ROI like nowhere else. Leverage the advantage of real DeFi symbiosis.

Learn more LeftArrow

How the cryptoeconomic machine works

USDFI is a comprehensive digital economy driven by cycles

The sum of all transactions on USDFI drive cryptoeconomic cycles: Users interact with DeFi services. The protocol generates emissions. Users generate money from rewards and credit. The more productive users are, the more they earn: One user’s spending is another user’s income. The flywheel spins, the cycle repeats.

Learn more LeftArrow